You came to the right place. We are a Maryland tax law firm, here to help you with the tax wage garnishment issue you’re facing. First, we need to discuss your tax debt case to see what is the best option for you. Time is of the essence when it comes to wage levy and garnishment issues.
What is Wage Garnishment?
Wage garnishment or wage levy is one of the most frequent tax levy tools used by the IRS and state taxing authorities to collect back taxes or tax debts. However, the IRS uses wage garnishment or a levy on salary and wages only as a last resort and only when other options are exhausted.
Notice of Lien or Levy – IRS Section 6331
When it comes to your wages being forcefully taken out of your bank account or paychecks, there is a legal process that must be followed. Before instituting a wage or salary levy, the IRS is required to the send taxpayer a Notice of Lien or Levy. Section 6331(e) of the Internal Revenue Code (Tax Code) provides that a wage levy is continuous from the date such levy is first made until the levy is released. Section 6331(h)(1) of the Tax Code limits the amount of such continuous wage or salary levies to a maximum of 15% of the amounts due by the taxpayer. In addition, Section 6334(d)(2) of the Tax Code exempts a portion of weekly wages from the amounts withheld from an individual’s salary as wage garnishment. The amount of exemption is sum of standard deductions plus aggregate amount of the deductions for personal exemptions divided by 52.
Pension and retirement income are not exempt from wage lien or levy rules and the IRS may subject pension and retirement income to lien or levies.
Interest and Penalties on Unpaid Tax
It should be noted, that during the period in which the wage levy is in effect, the taxpayer continues to pay interest and penalty on the unpaid tax. To make an analogy, an individual who owes money to his credit card company, but keeps paying the minimum amount due, is still paying interest on his total credit card debt. The interest rate on a tax debt is usually higher than the commercial rate. In addition, the taxpayer is assessed a tax penalty which sometimes can exceed the amount of the original tax. However, the real drawback for a taxpayer whose wages are garnished is that the employer’s knowledge of the fact that an employee is a delinquent taxpayer may result in negative employment consequences such as job loss.
Fair Tax Collection Practices
IRS collection actions fall under Fair Tax Collection Practices which is the subject of Section 6304 of the Tax Code. For example, if the IRS knows that the taxpayer is represented by a lawyer, it cannot contact the taxpayer. In addition, the IRS is barred from engaging in conduct the natural consequence of which is to harass, oppress or abuse the taxpayer.
Contact Mehdiyoun Law Firm
We will help you find the best option for reducing or eliminating your tax debt obligations.
If you are the subject of an IRS salary garnishment or part of your salary is withheld as wage levy, contact Kamyar Mehdiyoun, IRS and tax lawyer in Rockville, Maryland. We are a taxation law firm specializing in IRS and tax problem resolution and tax dispute matters and will help you in removing or minimizing the amounts withheld from your wages.
Contact us right away for your FREE consultation with our IRS tax attorney. We’re here to help you by being the best wage garnishment legal representation in the Washington, DC metro area.
More About IRS Wage Garnishment
Comprehensive IRS Wage Garnishment Help in Maryland
At Mehdiyoun Law Firm, we understand the stress and financial burden that IRS wage garnishment can place on individuals and businesses in Maryland. Kamyar Mehdiyoun is a highly skilled professional who is dedicated to providing comprehensive IRS wage garnishment help to clients who are facing these challenging situations. With our expertise in tax law and years of experience assisting clients with tax-related issues, we are confident in our ability to help you navigate the complexities of wage garnishment and find a favorable resolution.
Understanding IRS Wage Garnishment in Maryland
IRS wage garnishment is a legal procedure that allows the Internal Revenue Service (IRS) to collect unpaid taxes by withholding a portion of a taxpayer’s wages. When faced with wage garnishment, it’s crucial to act swiftly and seek professional assistance to minimize the impact on your financial well-being. Our team of experts specializes in Maryland tax laws and is well-versed in the procedures and strategies necessary to address wage garnishment effectively.
The Consequences of IRS Wage Garnishment
If you are subject to IRS wage garnishment in Maryland, it’s essential to understand the potential consequences. Wage garnishment can lead to a significant reduction in your take-home pay, making it challenging to meet your daily expenses and financial obligations. Additionally, the presence of a wage garnishment order can negatively impact your credit score and make it difficult to secure loans or credit in the future. By seeking IRS wage garnishment help from the Mehdiyoun Law Firm, you can take proactive steps to alleviate these burdens and protect your financial stability.
Our Approach to Resolving IRS Wage Garnishment
When you choose Mehdiyoun Law Firm for IRS wage garnishment help in Maryland, you can expect a personalized and comprehensive approach to resolving your tax-related challenges. Our team will conduct a thorough analysis of your financial situation and the factors contributing to the wage garnishment. We will then develop a tailored strategy designed to achieve the most favorable outcome for you.
Our Services
1. Professional Representation
Our experienced tax professionals will represent you in all dealings with the IRS, ensuring that your rights are protected and that your best interests are advocated for throughout the process. We will handle all communication and negotiations with the IRS on your behalf, allowing you to focus on your daily life and work obligations.
2. Wage Garnishment Release
Our team will diligently work towards the release of your wage garnishment. We will explore every available option, such as negotiating an installment agreement, submitting an offer in compromise, or requesting a temporary delay of collection activities. Our goal is to alleviate the financial strain caused by wage garnishment and help you regain control over your finances.
3. Tax Debt Resolution
In addition to addressing wage garnishment, we will assist you in resolving any outstanding tax debts you may have. Our team will thoroughly review your tax records, identify potential errors or discrepancies, and work towards reducing your overall tax liability. We will explore all available avenues, such as penalty abatement or innocent spouse relief, to help you achieve the most favorable resolution possible.
4. Ongoing Support and Guidance
At Mehdiyoun Law Firm, we believe in building long-term relationships with our clients. We are committed to providing ongoing support and guidance even after your wage garnishment has been resolved. Our team will be available to answer any questions you may have, provide assistance with tax planning, and ensure that you remain on track for a financially stable future.
Conclusion
If you are in Maryland and facing IRS wage garnishment, don’t face it alone. Seek professional assistance from the experts at Mehdiyoun Law Firm. With our comprehensive IRS wage garnishment help, personalized approach, and deep understanding of Maryland tax laws, we can help you navigate this challenging situation.